60 Responsible Healthcare Blog http://blog.hciohio.com Sat, 11 Feb 2012 11:19:16 GMT Sat, 11 Feb 2012 11:19:16 GMT en Copyright HCI Benefits, 2011 Better Benefits, Happier Employees, Lower Costs Ronald Haines Employers save money on benefits using defined contribution health plans Employers save money on benefits using defined contribution health plans Ronald Haines ronald@hcibenefits.com no