As tempting as it may be to fudge your height an weight when shopping for health insurance or, worse, enter incorrect information on a health insurance application, don't do it.  Those questions are there to allow the insurance underwriter to give you a fair quote based on relevant factors and if you lie about it you may cause your application to be rejected.  Will the insurance company really know if you are taking a particular medication or not?  Absolutely!  There is something called the Medical Information Bureau, or MIB, which insurance companies subscribe to which tracks prescription usage and other information about you and in the fine print of your insurance application you are agreeing to them access it to do a search on you.  Even if you do manage to sneak through underwriting, if you experience a major claim the insurance company may conduct an audit and you could be found guilty of fraud.   Lying about your health is just not worth it.

Click here for a video of the 5 things never ro do when shopping for health insurance.

Ronald Haines
ronald@hcibenefits.com
www.hcibenefits.com