Individual, or non-group, health insurance is guaranteed renewable until a person reaches age 65 when they become eligible for Medicare, so when you are buying health insurance it makes sense to do so with a long term perspective.  Is the person you are buying if from today be the same person who will help you at renewal a year from now when the rate increases?  If not, who will that be?  These are important considerations before making the decision to buy a policy, especially if you are doing so over the internet.  When shopping for health insurance online make sure the website you are using provides the name, address, and phone number of a real person you can talk to and check it out.  Make the call and ask if the person you are speaking to is the same person you can call back if you have any questions a few months or a year from now.


Video:  5 things to always do when buying health insurance.

Ronald Haines
ronald@hcibenefits.com
www.hcibenefits.com